Debt collection in Poland involves pursuing payments from individuals or businesses through legal means. The process is governed by the Civil Code and the Act on Payment Terms in Commercial Transactions. Specialized debt collection agencies can be employed to recover debts, operating within legal boundaries. If informal methods fail, creditors can resort to court proceedings to obtain a judgment for debt repayment. Once a court judgment is obtained, enforcement mechanisms, such as asset seizure or bank account garnishment, may be employed to ensure debt settlement.
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